Foundation 99
About Foundation 99
Foundation 99 gives workers something a lot of people never get, a chance to talk through money with an unbiased coach at no cost. It offers help with budgeting, debt, savings, credit, and retirement, along with courses and tools people can use between sessions. For employees of partner school districts, municipalities, nonprofits, and other organizations, that can mean getting real financial guidance without having to figure it out alone.
What sets Foundation 99 apart is the no-cost access to personalized financial coaching, backed by courses, tools, and group education people can use on their own time. Its employer-partnership model, especially with school districts, brings that support directly to employees who want it.
Programs
The concrete work this nonprofit runs. Each program may later become a fundable project.
Financial coaching
Unbiased, confidential coaching by phone, live video chat, or in person to help with budgeting, debt management, credit, savings for emergencies, student loan forgiveness, and retirement goals.
Financial education courses
FinPath University courses and educational journeys that cover money topics from beginner basics to more complex subjects such as paycheck management, debt, credit, emergencies, Medicare, and retirement.
Live workshops and seminars
Virtual and in-person group events focused on financial literacy and money management topics.
Online financial health tools
Budgeting apps, worksheets, calculators, and goal-tracking tools that help users plan, measure progress, and estimate savings for goals like retirement, vacations, and homebuying.
Online community support
A Facebook group where members can get answers and support one another.
Employer financial literacy programs
District-led financial literacy programs for partner employers, including school district employees, that provide financial education tools, resources, and coaching at no cost.
Employee loan access
Access through preferred lenders to low-cost personal loans for paying down high-cost debt or covering emergencies, repaid from a paycheck.
About this work
In their own words — what they do, who it reaches, and what your dollars actually fund.
Mission
Foundation 99 is a nonprofit organization focusing on economic justice for every community by providing quality financial guidance and equitable access to economic solutions for every employee who wants it.
Who they serve
Employees of partner school districts, municipalities, nonprofits, and other organizations who want financial guidance.
Their impact
- Delivered over 10,000 coaching sessions across all 50 states.
How your donation helps
- Funding financial coaches
- Budgeting tools and online resources
- Financial education tools and resources
- Support for partner programs that provide services at no cost to individuals
Our story
Foundation 99 was established in 2019 with a simple belief, education can level the playing field, and stronger financial conversations can help more people build a steadier foundation. It grew by using technology to make money conversations easier to access, especially around a topic many workers are never given space to discuss.
Need help?
How someone in need can access Foundation 99’s services.
Individuals can request access, activate a free account, book a coaching session, or submit a question for a Wellness Coach. Support is unbiased and confidential, and coaching is available by phone, live video chat, or in person.
Events
Financial Education Journeys
monthlyMonthly educational sessions led by Financial Coaches on debt, emergency savings, credit, retirement, Medicare, and related money topics.
Town Hall: Get to Know Foundation 99
one-timeA 30-minute introductory town hall about Foundation 99's financial wellness program and coaching model.
Ways to help
Concrete needs and volunteer roles Foundation 99 has shared.
Current needs
- Funding for financial coaches
- Budgeting tools and online resources
- Partners, funding, and grants to expand to more communities
Recognition & press
Awards & recognition
- 2021 Silver Seal of Transparency, Candid
Partners & funders
In the news
Articles featuring Foundation 99 from the Love What You Fund newsroom.
Frequently asked questions
Common questions about this nonprofit and how its work happens.
How do people get started with Foundation 99 services?
People can request access, activate a free account, book a coaching session, or submit a question for a Wellness Coach.
How are coaching sessions delivered?
Coaching is available by phone, live video chat, or in person.
What kinds of topics do Financial Coaches cover?
Coaches can help with budgeting, debt management, debt collection, retirement goals, saving for emergencies, credit improvement, and student loan forgiveness.
Are the services confidential?
Yes. The coaching and guidance are unbiased and confidential.
What tools are available between coaching sessions?
Foundation 99 offers budgeting tools, online resources, worksheets, calculators, and financial health tools to help people track progress and plan goals.
Similar nonprofits
Other financial counseling nonprofits in TX.