Ho-chunk Community Capital
About Ho-chunk Community Capital
At Ho-Chunk Community Capital, the path to stability can start with a credit conversation, a small-business loan, or help with a home purchase. Based in Winnebago, NE, it works with Native American communities and Thurston County residents through low-interest lending, financial literacy support, and homeownership assistance. If you care about keeping more families building assets where they live, this is the kind of local support that matters.
What sets Ho-Chunk Community Capital apart is how closely its services are tied to the Winnebago Tribe of Nebraska reservation and nearby communities. It is not just offering loans or advice on their own, it is also coordinating reservation-based down payment assistance and homeowner support for eligible tribal members.
Programs
The concrete work this nonprofit runs. Each program may later become a fundable project.
Financial literacy and credit coaching
Supports financial literacy and credit coaching for individuals working toward financial stability, debt consolidation, credit repair, small business goals, or home ownership.
Business lending
Provides low-interest loans to qualified start-ups and small businesses, along with lending capital and technical assistance in the approval process.
Business planning and technical assistance
Offers business plan templates and review, financial analysis, cash flow detail, and help organizing under Nebraska state business code or Winnebago Tribe business code.
Down Payment Assistance
Coordinates the Winnebago Tribe of Nebraska's Down Payment Assistance program for home purchases on the Winnebago Reservation.
Homeowner Assistance Program
Administers homeowner assistance for eligible Winnebago Tribal members through the Winnebago Tribe of Nebraska.
About this work
In their own words — what they do, who it reaches, and what your dollars actually fund.
Mission
Ho-Chunk Community Capital serves as a trusted partner with Native American communities and Thurston County residents by providing education, loans, and financial opportunity for an enhanced quality of life.
Who they serve
Native American communities, enrolled Winnebago Tribal members, Native entrepreneurs, and Thurston County residents.
Their impact
- The Down Payment Assistance program has helped more than 70 Winnebago Tribal members purchase homes on the reservation over the past decade.
How your donation helps
- Down payment assistance for home purchases on the Winnebago Reservation
- Low-interest loans for qualified start-ups and small businesses
- Technical assistance for small business approval, planning, and cash flow analysis
- Financial literacy and credit coaching
- Homeowner assistance for mortgage, tax, and refinancing hardship
Our story
Ho-Chunk Community Capital was formed in 2014 to support financial literacy, entrepreneurship, and economic development on the Winnebago Tribe of Nebraska reservation. Its homeownership work includes coordinating the Winnebago Tribe of Nebraska's Down Payment Assistance program, which began in 2010 with a $1 million seed from the Winnebago Tribal Council.
Need help?
How someone in need can access Ho-chunk Community Capital’s services.
Prospective small business borrowers and homebuyers can contact Tony Wood at twood@hochunkcdfi.org. Small business loan applicants can request technical assistance in the approval process. Down payment assistance is for enrolled Winnebago Tribal members who are pre-approved by a lender and are building or buying a home on the Winnebago Indian Reservation. The Homeowner Assistance Program is available to enrolled Winnebago Tribal members through the Winnebago Tribe of Nebraska.
Partners & funders
Frequently asked questions
Common questions about this nonprofit and how its work happens.
Who can apply for business loans?
Qualified start-ups and small businesses can apply for low-interest loans and technical assistance. That includes Native entrepreneurs on the Winnebago Indian Reservation and in neighboring communities.
Who is eligible for Down Payment Assistance?
Enrolled Winnebago Tribal members who are pre-approved by a lender and are building a new home or buying a pre-existing home on the Winnebago Indian Reservation are eligible.
What does the Homeowner Assistance Program cover?
The Homeowner Assistance Program is for enrolled Winnebago Tribal members. It is meant to help homeowners who are behind on a mortgage, have past-due real estate taxes, or are looking to refinance.
What help is available for someone starting a small business?
You can get business plan templates and review, financial analysis, cash flow detail, and help organizing under Nebraska state business code or Winnebago Tribe business code.
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