Winnebago Homeowner Stability Fund
Winnebago Tribal households in Winnebago face mortgage, property tax, and refinancing hurdles that can stall homeownership.
What you’re funding
Winnebago Tribal households in Winnebago face mortgage, property tax, and refinancing hurdles that can stall homeownership. This project pairs credit coaching with flexible homeowner support. It helps families stay current and keep their homes.
Impact
Twelve Winnebago Tribal households on the Winnebago Reservation will receive credit coaching and up to $2,000 each in homeowner assistance over five months.
Activation point
This project gets underway once it reaches $7,000 — the minimum needed to begin the work.
Ways to give
Stretch goals
- 1Serve two more households$30,000Additional funding would allow the program to support two more Winnebago Tribal households with credit coaching and homeowner assistance.
- 2Add refinance relief support$36,000With more funding, the project can include extra help for refinancing fees, document preparation, and payment catch-up planning.
- 3Expand reservation home stability outreach$42,000This level would support more outreach, more coaching sessions, and a larger pool of assistance for families facing housing hardship.
Project milestones
- Intake, screening, and budget review for participating households8/15/2026$6,000 needed
- First round of homeowner assistance awards distributed10/15/2026$18,000 needed
- Final households closed out and project report shared12/15/2026$24,000 needed
Budget breakdown
| Line item | Amount |
|---|---|
| Homeowner assistance grants | $12,000 |
| Credit coaching and financial reviews | $4,500 |
| Case management and application support | $3,500 |
| Outreach and eligibility screening | $2,000 |
| Program administration and reporting | $2,000 |
Got a question — or an idea — for the team?
Send a note and we’ll pass it along to Ho-chunk Community Capital.
About Ho-chunk Community Capital
At Ho-Chunk Community Capital, the path to stability can start with a credit conversation, a small-business loan, or help with a home purchase. Based in Winnebago, NE, it works with Native American communities and Thurston County residents through low-interest lending, financial literacy support, and homeownership assistance. If you care about keeping more families building assets where they live, this is the kind of local support that matters.
What sets Ho-Chunk Community Capital apart is how closely its services are tied to the Winnebago Tribe of Nebraska reservation and nearby communities. It is not just offering loans or advice on their own, it is also coordinating reservation-based down payment assistance and homeowner support for eligible tribal members.
About this work
In their own words — what they do, who it reaches, and what your dollars actually fund.
Mission
Ho-Chunk Community Capital serves as a trusted partner with Native American communities and Thurston County residents by providing education, loans, and financial opportunity for an enhanced quality of life.
Who they serve
Native American communities, enrolled Winnebago Tribal members, Native entrepreneurs, and Thurston County residents.
Their impact
- The Down Payment Assistance program has helped more than 70 Winnebago Tribal members purchase homes on the reservation over the past decade.
How your donation helps
- Down payment assistance for home purchases on the Winnebago Reservation
- Low-interest loans for qualified start-ups and small businesses
- Technical assistance for small business approval, planning, and cash flow analysis
- Financial literacy and credit coaching
- Homeowner assistance for mortgage, tax, and refinancing hardship
Programs
Financial literacy and credit coaching
Supports financial literacy and credit coaching for individuals working toward financial stability, debt consolidation, credit repair, small business goals, or home ownership.
Business lending
Provides low-interest loans to qualified start-ups and small businesses, along with lending capital and technical assistance in the approval process.
Business planning and technical assistance
Offers business plan templates and review, financial analysis, cash flow detail, and help organizing under Nebraska state business code or Winnebago Tribe business code.
Down Payment Assistance
Coordinates the Winnebago Tribe of Nebraska's Down Payment Assistance program for home purchases on the Winnebago Reservation.
Homeowner Assistance Program
Administers homeowner assistance for eligible Winnebago Tribal members through the Winnebago Tribe of Nebraska.
Need help?
Prospective small business borrowers and homebuyers can contact Tony Wood at twood@hochunkcdfi.org. Small business loan applicants can request technical assistance in the approval process. Down payment assistance is for enrolled Winnebago Tribal members who are pre-approved by a lender and are building or buying a home on the Winnebago Indian Reservation. The Homeowner Assistance Program is available to enrolled Winnebago Tribal members through the Winnebago Tribe of Nebraska.
Partners & funders
Full Ho-chunk Community Capital profile → · IRS filing (ProPublica)